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803 12th Street Rapids City, IL 61278 Residential - Active

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Description

Charming home set on a spacious lot offering room to relax, garden, or entertain, all within a desirable school district. This property blends everyday comfort with peace of mind thanks to numerous major updates completed between 2021-2025, including roof, siding, windows, furnace, central air, and more. The kitchen has been enhanced with additional cabinetry and updated lighting, creating a more functional and inviting space. Additional features include fiber optic internet, water softener (2025), dehumidifier (2025), and a 30-amp outdoor generator outlet for added convenience. A privacy fence adds to the usability of the yard, while a storage shed provides extra space in lieu of a garage. The interior offers opportunity for cosmetic personalization, allowing buyers to make it their own while enjoying the benefit of already-updated major systems.

Property Highlights

Property Type: Residential -
Total Living Area SF: 1,272
Built in 1980
School District: District 100

General Information

Bedrooms: 3
Bathrooms: 1
Sqft: 1,272
County: Rock Island
Listed By:
Mel Foster Co. Geneseo 309-944-6414
MRED MLS

Room Information

Bedroom 2: 11X11
Bedroom 3: 9X12
Dining Room: 9X22
Kitchen: 11X18
Laundry: 2X6
Living Room: 16X16
Primary Bedroom: 12X12
$167,000
Est. $1,133/mo
3beds
1baths
1,272sqft
Active
BEDS3 BATHS1 full SQUARE FEET1,272 MLS#12640065
STATUSActive PROPERTY TYPEResidential - SCHOOLDistrict 100

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803 12th Street, Rapids City, IL 61278.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $167,000$167,000$167,000
Down Payment $33,400$5,845$41,750
Monthly Mortgage Amount $801$983$1,032
Taxes $232$232$232
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$73$0
Monthly Estimated Total $1,133$1,388$1,364

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About this area

Illinois/Rapids City
Rapids City

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About Rapids City

Rapids City, IL is a quiet riverside community located along the Mississippi River, named after the nearby Rock Island Rapids and offers residents a peaceful small-town lifestyle with scenic surroundings. Known for its strong sense of community and connection to the river, Rapids City appeals to those who value natural beauty, outdoor recreation, and a slower pace of life. The area provides easy access to nearby employment, shopping, and entertainment in the Quad Cities while maintaining a distinctly relaxed and residential atmosphere. River views, open green spaces, and local parks contribute to the town’s inviting character.

Real estate in Rapids City reflects its blend of affordability and charm. Homebuyers will find a variety of single-family homes, including modest starter houses, traditional ranch-style residences, and larger homes with generous lots. Many properties feature mature trees, private yards, and quiet streets ideal for families or retirees. Homes closer to the river often offer scenic views or a sense of privacy, while newer or updated properties provide modern conveniences without sacrificing the town’s small-town feel.

The surrounding areas offer opportunities for rural living, with acreage properties and homes that provide additional space and flexibility for outdoor enjoyment. Rapids City’s housing market is especially attractive to buyers seeking value, as it typically offers more affordable options compared to larger nearby cities.

With its riverside setting, welcoming community, and diverse housing choices, Rapids City is an appealing option for those looking to enjoy comfortable living near the Mississippi River. The city combines convenience, natural beauty, and small-town charm in a way that continues to attract residents seeking a relaxed and rewarding lifestyle.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Rapids City, IL. You can also contact us—we are here to help!

Nearest Ruhl & Ruhl Office: Moline
1701 52nd Avenue
Moline, IL 61265
(563) 441-1776

About this community

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/15/2026. The listing information on this page last changed on 05/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 05/15/2026 12:35:01 AM EST) or MRED MLS (last updated Fri 05/15/2026 12:26:06 AM EST) or SCWMLS (last updated Thu 05/14/2026 11:54:56 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 05/14/2026 10:16:06 PM EST) or Cedar Rapids MLS (last updated Thu 05/14/2026 10:44:29 PM EST) or NEIRBR MLS (last updated Fri 05/15/2026 12:28:50 AM EST) or ICAAR MLS (last updated Thu 05/14/2026 11:37:43 PM EST) or ECIMLS (last updated Thu 05/14/2026 11:44:23 PM EST) or RMLSA (last updated Fri 05/15/2026 12:31:04 AM EST) or Muscatine MLS (last updated Fri 05/15/2026 12:30:16 AM EST) or No Coast MLS (last updated Fri 05/15/2026 12:24:30 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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